[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.spaarch.cz\/nac-sazeji-podnikatele\/#Article","mainEntityOfPage":"https:\/\/www.spaarch.cz\/nac-sazeji-podnikatele\/","headline":"Na\u010d s\u00e1zej\u00ed podnikatel\u00e9?","name":"Na\u010d s\u00e1zej\u00ed podnikatel\u00e9?","description":"Kdy\u017e se podnikatel dostane do finan\u010dn\u00edch obt\u00ed\u017e\u00ed, nen\u00ed jeho situace o nic radostn\u011bj\u0161\u00ed, ne\u017e kdy\u017e tot\u00e9\u017e potk\u00e1 kter\u00e9hokoliv jin\u00e9ho \u010dlov\u011bka. Tedy mus\u00ed se n\u011bkdy uskromnit a n\u011bkdy si dokonce po\u017e\u00e1dat o p\u016fj\u010dku, aby to n\u011bjak zvl\u00e1dnul. A stejn\u011b jako u kohokoliv jin\u00e9ho hroz\u00ed i u podnikatele, \u017ee mu finan\u010dn\u00ed instituce nevyjdou v \u00fastrety, ba \u017ee […]","datePublished":"2019-09-21","dateModified":"2023-05-10","author":{"@type":"Person","@id":"https:\/\/www.spaarch.cz\/author\/#Person","name":"","url":"https:\/\/www.spaarch.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f7320ca526354d2794ceb75173050bfa147af8617816df401a16569341b5fbaf?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f7320ca526354d2794ceb75173050bfa147af8617816df401a16569341b5fbaf?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"spaarch.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.spaarch.cz\/wp-content\/uploads\/img_a360829_w1946_t1574329864.jpg","url":"https:\/\/www.spaarch.cz\/wp-content\/uploads\/img_a360829_w1946_t1574329864.jpg","height":0,"width":0},"url":"https:\/\/www.spaarch.cz\/nac-sazeji-podnikatele\/","about":["Online"],"wordCount":400,"articleBody":"      Kdy\u017e se podnikatel dostane do finan\u010dn\u00edch obt\u00ed\u017e\u00ed, nen\u00ed jeho situace o nic radostn\u011bj\u0161\u00ed, ne\u017e kdy\u017e tot\u00e9\u017e potk\u00e1 kter\u00e9hokoliv jin\u00e9ho \u010dlov\u011bka. Tedy mus\u00ed se n\u011bkdy uskromnit a n\u011bkdy si dokonce po\u017e\u00e1dat o p\u016fj\u010dku, aby to n\u011bjak zvl\u00e1dnul. A stejn\u011b jako u kohokoliv jin\u00e9ho hroz\u00ed i u podnikatele, \u017ee mu finan\u010dn\u00ed instituce nevyjdou v \u00fastrety, ba \u017ee se ho budou nejednou i p\u0159\u00edmo stranit. Proto\u017ee nikdo nechce riskovat v\u00edce, ne\u017e je nezbytn\u011b zapot\u0159eb\u00ed.   Jakmile se tedy objev\u00ed dejme tomu v bance n\u011bkdo, kdo m\u00e1 hluboko do kapsy nebo dokonce jednu kapsu pr\u00e1zdnou a druhou vysypanou, komu ned\u011blaj\u00ed \u010dest registry dlu\u017en\u00edk\u016f a hroz\u00ed u n\u011bj exekuce a jin\u00e9 trable, je v\u00edce ne\u017e pravd\u011bpodobn\u00e9, \u017ee se se zlou pot\u00e1\u017ee. \u017de sem chud\u00fd ve\u0161el a stejn\u011b chud\u00fd odtud i odejde. V bance toti\u017e maj\u00ed jasn\u011b d\u00e1no, co mus\u00ed spl\u0148ovat \u017eadatel o tu kterou p\u016fj\u010dku, a n\u011bkomu, kdo to nespln\u00ed, nelze vyhov\u011bt. A o\u010d jenom je v tomto ohledu nebankovn\u00ed hypot\u00e9ka bez registru jin\u00e1!  S nebankovn\u00edmi poskytovateli p\u016fj\u010dek se d\u00e1 na rozd\u00edl od bank daleko sn\u00e1ze domluvit, tito poskytovatel\u00e9 jsou mnohem naklon\u011bn\u011bj\u0161\u00ed hled\u00e1n\u00ed kompromisn\u00edch \u0159e\u0161en\u00ed, uspokojuj\u00edc\u00edch ob\u011b strany. A kde je v\u016fle, tam se dohoda najde. U zm\u00edn\u011bn\u00e9 hypot\u00e9ky tak klidn\u011b sta\u010d\u00ed i pouh\u00fd fakt, \u017ee je z\u00e1jemce o ni schopen d\u00e1t za p\u016fj\u010den\u00ed on\u011bch pen\u011bz do z\u00e1stavy nemovitost a \u017ee prok\u00e1\u017ee alespo\u0148 tu nejni\u017e\u0161\u00ed mo\u017enou schopnost spl\u00e1cet. Je-li toto spln\u011bno, net\u0159eba se b\u00e1t ani z\u00e1znamu v registrech, ani n\u00edzk\u00fdch da\u0148ov\u00fdch p\u0159izn\u00e1n\u00ed a vysok\u00fdch dosud nesplacen\u00fdch p\u016fj\u010dek od n\u011bkoho jin\u00e9ho, ba ani exekuce. Sta\u010d\u00ed si vyplnit jednoduch\u00fd formul\u00e1\u0159 na webu on\u00e9 nebankovn\u00ed spole\u010dnosti a zaslat j\u00ed n\u011bkolik sn\u00edmk\u016f nemovitosti k posouzen\u00ed a \u010dlov\u011bk ji\u017e n\u00e1sleduj\u00edc\u00ed den v\u00ed, zda usp\u011bl se sv\u00fdmi po\u017eadavky \u010di ne. A pokud ano, sta\u010d\u00ed u\u017e jen nezbytn\u00e9 minimum byrokracie a pen\u00edze jsou jeho. Pochopiteln\u011b do\u010dasn\u011b, ale p\u0159esto za ide\u00e1ln\u00edch podm\u00ednek. A o to tu p\u0159ece jde.                                                                                                                                                                                                                                                                                                                                                                                           3.4\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Na\u010d s\u00e1zej\u00ed podnikatel\u00e9?","item":"https:\/\/www.spaarch.cz\/nac-sazeji-podnikatele\/#breadcrumbitem"}]}]