[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.spaarch.cz\/jak-zabezpecit-deti-do-budoucna\/#Article","mainEntityOfPage":"https:\/\/www.spaarch.cz\/jak-zabezpecit-deti-do-budoucna\/","headline":"Jak zabezpe\u010dit d\u011bti do budoucna","name":"Jak zabezpe\u010dit d\u011bti do budoucna","description":"Pokud m\u00e1te d\u011bti, pak asi p\u0159em\u00fd\u0161l\u00edte jak to ud\u011blat, aby jednou m\u011bly n\u011bco do za\u010d\u00e1tk\u016f. Spousta rodi\u010d\u016f se sna\u017e\u00ed v\u00a0pr\u00e1ci oh\u00e1n\u011bt, aby byli schopni d\u00e1t bokem aspo\u0148 p\u00e1r korun do budoucna, cht\u011bj\u00ed d\u011btem uleh\u010dit vstup do \u017eivota dosp\u011bl\u00fdch. Ne v\u017edycky rodi\u010de vol\u00ed tu nejlep\u0161\u00ed formu \u0161et\u0159en\u00ed d\u011btem. Jak na to?Stavebn\u00ed spo\u0159en\u00ed Nejobl\u00edben\u011bj\u0161\u00edm spo\u0159\u00edc\u00edm produktem je […]","datePublished":"2019-09-26","dateModified":"2023-05-10","author":{"@type":"Person","@id":"https:\/\/www.spaarch.cz\/author\/#Person","name":"","url":"https:\/\/www.spaarch.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f7320ca526354d2794ceb75173050bfa147af8617816df401a16569341b5fbaf?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f7320ca526354d2794ceb75173050bfa147af8617816df401a16569341b5fbaf?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"spaarch.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.spaarch.cz\/wp-content\/uploads\/img_a345387_w2514_t1559058363.jpg","url":"https:\/\/www.spaarch.cz\/wp-content\/uploads\/img_a345387_w2514_t1559058363.jpg","height":0,"width":0},"url":"https:\/\/www.spaarch.cz\/jak-zabezpecit-deti-do-budoucna\/","about":["Finance"],"wordCount":414,"articleBody":"Pokud m\u00e1te d\u011bti, pak asi p\u0159em\u00fd\u0161l\u00edte jak to ud\u011blat, aby jednou m\u011bly n\u011bco do za\u010d\u00e1tk\u016f. Spousta rodi\u010d\u016f se sna\u017e\u00ed v\u00a0pr\u00e1ci oh\u00e1n\u011bt, aby byli schopni d\u00e1t bokem aspo\u0148 p\u00e1r korun do budoucna, cht\u011bj\u00ed d\u011btem uleh\u010dit vstup do \u017eivota dosp\u011bl\u00fdch. Ne v\u017edycky rodi\u010de vol\u00ed tu nejlep\u0161\u00ed formu \u0161et\u0159en\u00ed d\u011btem. Jak na to?Stavebn\u00ed spo\u0159en\u00edNejobl\u00edben\u011bj\u0161\u00edm spo\u0159\u00edc\u00edm produktem je dlouhodob\u011b stavebn\u00ed spo\u0159en\u00ed. Zalo\u017eit smlouvu m\u016f\u017eeme ji\u017e od narozen\u00ed d\u00edt\u011bte a u spo\u0159en\u00ed je tak\u00e9 st\u00e1tn\u00ed podpora. Podm\u00ednky pro z\u00edsk\u00e1n\u00ed podpory jsou jasn\u00e9 \u2013 \u0161estilet\u00e9 trv\u00e1n\u00ed smlouvy, a to minim\u00e1ln\u011b. Stavebn\u00ed spo\u0159en\u00ed se v\u011bt\u0161inou zakl\u00e1d\u00e1 na del\u0161\u00ed \u010dasov\u00fd \u00fasek a vklady b\u00fdvaj\u00ed zhodnocov\u00e1ny spo\u0159itelnami asi jedn\u00edm procentem nav\u00edc.Spo\u0159ic\u00ed \u00fa\u010detSpo\u0159ic\u00ed \u00fa\u010dty sjednan\u00e9 p\u0159\u00edmo pro d\u011bti jsou tak\u00e9 ur\u010deny pro rodi\u010de ji\u017e nejmen\u0161\u00edch d\u011bt\u00ed. Je to metoda vhodn\u00e1 sp\u00ed\u0161e na krat\u0161\u00ed obdob\u00ed. \u00daroky jen st\u011b\u017e\u00ed pokr\u00fdvaj\u00ed inflaci a pen\u00edze rychle ztr\u00e1c\u00ed na hodnot\u011b. Tak\u017ee je vhodn\u00fd sp\u00ed\u0161e pro ulo\u017een\u00ed pen\u011bz jednor\u00e1zov\u011b ne\u017e pro dlouhodob\u00e9 \u0161et\u0159en\u00ed.Term\u00ednovan\u00e9 vkladySpo\u0159en\u00ed pro d\u011bti za pomoc\u00ed term\u00ednovan\u00fdch vklad\u016f m\u00e1 tak\u00e9 sv\u00e9 v\u00fdhody i nev\u00fdhody. \u00darokov\u00e9 sazby nejsou extr\u00e9mn\u011b vysok\u00e9 a pen\u00edze jsou v\u00e1zan\u00e9 na pom\u011brn\u011b dlouh\u00e9 \u010dasov\u00e9 obdob\u00ed \u2013 nedaj\u00ed se zhodnotit d\u0159\u00edve.Pod\u00edlov\u00e9 fondyPod\u00edlov\u00e9 fondy jsou \u010d\u00edm d\u00e1l \u010dast\u011bji vyu\u017e\u00edvan\u00e9 na spo\u0159en\u00ed a zhodnocov\u00e1n\u00ed pen\u011bz pro d\u011bti. Smlouvy se jm\u00e9ny mal\u00fdch d\u011bt\u00ed se objevuj\u00ed \u010d\u00edm d\u00e1l \u010dast\u011bji. Lep\u0161\u00ed v\u0161ak je uzav\u0159\u00edt smlouvu na sebe \u2013 kdyby se n\u00e1hodou n\u011bco nepovedlo a pot\u0159ebovali byste pen\u00edze d\u0159\u00edve, nebudete pot\u0159ebovat svolen\u00ed opatrovnick\u00e9ho soudu. Jedn\u00e1 se o jednu z\u00a0nejlep\u0161\u00edch mo\u017enost\u00ed \u0161et\u0159en\u00ed pro d\u011bti. Nab\u00eddka je velmi pestr\u00e1 a vyu\u017e\u00edt m\u016f\u017eete jak kr\u00e1tkodob\u00e9, st\u0159edn\u011bdob\u00e9 i dlouhodob\u00e9 c\u00edle. Pozor si dejte na poh\u00e1dky o extr\u00e9mn\u00edch v\u00fdnosech, zase tak v\u00fdnosn\u00e9 to nen\u00ed ale i tak se jedn\u00e1 o jednu z\u00a0nejlep\u0161\u00edch forem \u0161et\u0159en\u00ed pen\u011bz. V\u00edc jak 8% ro\u010dn\u011b v\u011bt\u0161inou nezhodnot\u00edte.                                                                                                                                                                                                                                                                                                                                                                                        4.4\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak zabezpe\u010dit d\u011bti do budoucna","item":"https:\/\/www.spaarch.cz\/jak-zabezpecit-deti-do-budoucna\/#breadcrumbitem"}]}]